%%%%%%%%% \section{Table - Insurer Operating Results By Portfolio Size}
%%%%%%%%% \label{tab:InsurerOperatingResultsByPortfolioSize}

\begin{table}
\vspace{.1 in}
\caption{Insurer Standard Errors, Financial Outcome Probabilities, Surplus Requirements, Maximum Sustainable Benefits, and Risk Adjusted Premiums by Portfolio Size}
\begin{center}
\begin{tabular}{clccccc}
\hline
\hline
\\[-5pt]
%\multicolumn{2}{c}{Genotype} & &
%\multicolumn{1}{c}{Dummy for additivity} &
%\multicolumn{1}{c}{Dummy for dominance }\\
%\multicolumn{1}{c}{Label} &    
%\multicolumn{1}{c}{Index i} &
%\multicolumn{1}{c}{Genotypic value ($\eta$)}&
%\multicolumn{1}{c}{effect $\alpha$ (x)} &
%\multicolumn{1}{c}{effect $\delta$ (z)}\\
\hline
\multicolumn{1}{c}{(1)} & \multicolumn{1}{c}{(2)} & \multicolumn{1}{c}{(3)} & \multicolumn{1}{c}{(4)} & \multicolumn{1}{c}{\textbf{(5)}}  & \multicolumn{1}{c}{(6)} & \multicolumn{1}{c}{(7)} \\
Row & Operating Characteristic & NHI & B & \textbf{PI} & D & E \\
\hline
(1) & Size (N) (1,000s)	&	308,000	&	10,000	&	\textbf{1,000}	&	100	&	10 \\
(2) & Standard Error ($\sigma_{e_{N}}$)	&	0.00285	&	0.01581	&	\textbf{0.0500}	&	0.1581	&	0.5000 \\
(3) & \textbf{P[Profit$\geq$10\%]}	&	 \textbf{0.5000} & \textbf{0.5000} & \textbf{0.5000} & \textbf{0.5000} & \textbf{0.5000} \\

(4) & P[Profit$\geq$5\%]	&	 1.0000 & 0.9992 & \textbf{0.8413} & 0.6241 & 0.5398 \\
(5) & P[No loss]	&	1.0000	&	1.0000	&	\textbf{0.9772}	& 0.7365 & 0.5793 \\
\hline
(6) & P[Losses$\geq$5\%]	&	 0.0000 & 0.0000 & \textbf{0.0013} & 0.1714 & 0.3821 \\
(7) & P[Losses$\geq$10\%]	&	 0.0000 & 0.0000 & \textbf{0.0000} & 0.1030 & 0.3446 \\
\hline
(8) & SPLR	&	0.7586	&	0.7974	&	\textbf{0.9000}	&	1.2243	&	2.2500 \\
(9) & Surplus Needs \$1M	&	\$0	&	\$0	&	\textbf{\$200}	&	\$150	&	\$56 \\
(10) & Agg Surplus \$1 Trillions	&	0	&	0	&	\textbf{0.062}	&	4.612	&	172 \\
(11) & MSB 5\% Profits & 0.7972 & 0.7842 & \textbf{0.7500} & 0.6419 & 0.3000 \\
(12) & MSB 5\% Profits \$ & 3,189 & 3,137 & \textbf{3,000} & 2,568 & 1,200 \\ 
\hline
(13) & MSB Avoid Losses & 0.8443 & 0.8184 & \textbf{0.7500} & 0.5338 & 0.0000 \\
(14) & MSB Avoid Losses \$ & 3,377 & 3,274 & \textbf{3,000} & 2,135 & 0.00 \\
\hline
(15) & Prof Adj'd Risk Prm \% EP & 80.38 & 81.5 & \textbf{85.0} &  95.8 & 130.0 \\ 
(16) & Loss Adj'd Risk Prm \% EP & 75.67 & 78.0 & \textbf{85.0} &  106.6 & 175.0 \\ 
\hline
\end{tabular}\label{tab:InsurerOperatingResultsByPortfolioSize}
\end{center}
\end{table}

